White Hall Storage: The solution for college grads

May 4th, 2012
Whitehall Storage

Whitehall Storage

Are you graduating from college this spring? Are you headed back home to live with mom and dad in New York? You might be thinking about where you are going to put all of your dorm room or college apartment furniture. Instead of trying to make everything fit in your old room, why not try a storage facility? There are many facilities out there that are safe, free from water damage and cost-effective.

You will be able to store all of your furniture plus any books, kitchen utensils or mattresses in your storage unit. Units will vary in size and dimensions. A professional company will work with you to determine how much space you actually need for your furniture. You can rent a locker, which is very small and will most likely only be able to store a few boxes of clothing. Larger spaces will be able to hold the contents of a large home, but you will most likely not need all of that space unless you are sharing your unit with a number of other people.

Once you have found a unit that will fit all of your furniture there are a few key tips to keep in mind. When you pack your boxes you should always remember to label them on every side, that way you will always be able to identify what is in each box. Stacking boxes is important as it saves space. Be sure to place heavier boxes at the bottom and lighter ones on top. You should also be conscious of which boxes you are loading up with what. In other words, if there are items you know you will need to use in the near future it may not be the best idea to place them in a box with a lot of other things. Ultimately this box will most likely end up on the bottom of a stack and it will be difficult to reach these items once you have stocked your storage unit.

If you want to maximize space and minimize your monthly payment you should always be thinking “vertical”. Most items of furniture will take up less room if you store them vertically (i.e. a bed or mattress). This will create more space for you and will even allow you to create walkways throughout the unit. Walkways are extremely important as they allow you to reach different items within the unit. You may think that you will need all of the items at once or none of them, but there might be a time when you will want to take one item out and leave the rest. If you do not have walkways this will be very difficult (and might lead to you taking everything out of the unit and putting it all back in just to get one item).

If you plan on storing your college furniture now is the best time to find a storage company in Manhattan in order to secure a great rate. Be sure to take a full inventory of what you plan to put in your unit and have the dimensions of your larger pieces written out. This will make finding the right unit easier. White Hall Storage, with locations in Midtown and Downtown, can help you store your stuff! Visit their site for prices and storage tips at http://www.whitehallstorage.com or call them at (212)587-1111.

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Ketover & Associates, LLC: Auto Accident Specalists

May 1st, 2012

Joshua Ketover

Auto accidents are one of the top causes of injury in the country. Millions of victims are injured in motor vehicle crashes each year and suffer from major medical issues. These crashes are often the result of negligence on the part of another driver and can lead to the death or injury of innocent accident victims.

Negligence in an auto accident is usually caused by one or multiple drivers involved in the accident, however there are exceptions. Experienced personal injury attorneys need to rectify the causes of the accidents as sometimes negligence on behalf of the auto makers can be the cause of the issue. An experienced Attorney can help spot second collision claims which are considered the fault of automakers who fail to provide adequate safety systems in their vehicles which can also be the result of some automobile accidents. The causes of most auto accidents will differ and will almost always involve some form of negligence.

A common example of an auto negligence accident would be a driver who is not texting while driving and rear-ends another driver at a red light. A second example would be a driver who is dangerously speeding while cutting in and out of lanes. In both of these instances the drivers of the vehicles are being negligent and putting the lives of guiltless drivers in jeopardy.

There are countless aspects that will need to be examined in personal auto injury lawsuits. Insurance companies have very stringent notice requirements to protect your right to medical benefits and lost wages. You would want to look for an auto accident attorney that is familiar with the laws and regulations regarding your case, which allows them to ensure your right to full compensation for your injury.

It is important that you find representation as soon as possible. You do not want to lose out on any of the benefits that you may be entitled to if you were the victim of an auto accident. When someone else is careless and neglectful and puts your life at risk you are the victim. The carelessness of someone is not your fault.

To better understand the unique details of your specific case it is imperative that you contact a skilled and capable attorney in your area to handle your case. Call Ketover & Associates, LLC today to discuss your personal case with an experienced attorney and to learn more about the firm at (877) 703-2000 or visit their auto accident website at http://www.autoaccidentlawyersny.net/index.html.

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Need Credit Repair? Trust The Legal Credit Experts!

May 1st, 2012

My Professionals

Based in Long Island, New York, the Legal Credit Experts has been helping hundreds of New Yorkers repair and restore their credit. They have also helped with consumer advocacy and protection as well, working to make sure that each and every client receives the service they deserve.

Working together with an experienced consumer law attorney The Legal Credit Experts work not only to repair credit but reputation as well. Services from The Legal Credit Experts are more than just mere credit repair. Their team of professionals wants to give every client the tools they need to manage credit history and future credit.

Many Americans are unaware of their rights when it comes to credit reporting. The Legal Credit Experts believe that clients deserve to be informed of the actions they can take when it comes to their credit score. The main goal of The Legal Credit Experts team is to empower clients and help them understand their rights under the Fair Debt Collection Practices Act and the Fair Credit Reporting Act. Thorough education takes place whenever the team takes on a new client. They are made to understand how they can help themselves by creating a partnership with The Legal Credit Experts.

Are you having trouble leasing a vehicle? Perhaps you are unable to get a mortgage for a new home. These are problems that many Americans face due to poor credit reporting. There may be inaccuracies on your report or a number of negative marks. The Legal Credit Experts work with a skilled consumer attorney in order to combat these marks and remove them from your credit report. This can help your credit score increase and in turn allow you to make investment in your future for you and your family.

If you want to take control of your life and to finally repair your credit one and for all, call The Legal Credit Experts at (855) 85 EXPERT or visit their website at http://www.thelegalcreditexperts.com

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Understanding Slip and Fall Cases

April 30th, 2012
New York Accident Lawyers

New York Slip and Fall Lawyers

Slip and fall injuries will occur when a person injures themselves by tripping or slipping on a foreign substance. Slips and falls can happen when a negligent supervisor fails to provide a safe environment. For example, a common slip and fall accident can occur when a person slips on an icy sidewalk in front of a business or if a patron slips on a piece of food on a grocery store floor. In both of these cases the businesses are at fault for failing to provide nonhazardous surroundings.

In both of these cases it is clear that a safety issue was the cause of a fall or slip. However, although a reasonable injury may have occurred, the property owner may or may not be responsible for the victim’s injuries. Owners of property have a responsibility to maintain their property and to provide a safe environment for visitors. Despite this duty, it is possible for a property owner to avoid liability for a slip or a fall.

An owner may avoid liability for the accident if the victim was able to clearly see any danger (for example, food in the middle of a grocery store aisle) and choose not to protect themselves from the danger. Additionally, property owners can also avoid taking responsibility for an injury if they can establish that the hazardous condition had happened so recently that there was no opportunity for an employee to clear away the debris. For example, an owner could avoid liability if ice had formed so recently that he or she did not have a chance to clear it.

In order to illustrate that injuries are truly the fault of the property owner, victims must show that the owner had a reasonable period of time where he or she could have identified the hazardous condition and eradicate it. A “reasonable time” will vary from case to case and can only be determined by the specific facts of each suit.

It is clear that even the most common of accidents can create complex legal matters. It would not be unusual if you had questions about the facts and the laws regarding your slip or fall. It is important that you seek the help of a legal professional to guide you through your case and aid in sorting out all of the complex legal issues that may be involved.

The knowledgeable and experienced attorneys will answer all of your questions and will advise you on your rights and how you can ensure a favorable outcome. To consult with an attorney call Goldstein & Handwerker, LLC toll free at (877) 703-2000.

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My Professionals.com: How to select the best professional for your needs

April 30th, 2012

My Professionals

Are you looking for a professional to help you with a service or product? Perhaps you need a lawyer or are looking for a new doctor. Using My Professionals.com to select a professional can be helpful. Here are a few tips to help make the entire process even easier.

First you should use an online database that pre-screens their professionals. My Professionals does just that. If you know all of the professionals are screened you will have peace of mind knowing that they are all accredited businesses and can offer quality service. Online databases will screen businesses on a number of criteria including whether or not they are licensed and insured, if they are a member of the Better Business Bureau and if they have other certifications.

My Professionals.com, as opposed to just a simple web search, will help narrow your options down quite a bit. Smaller numbers of professionals will be presented to you on our database, but you will know that all of these businesses are capable of bringing good service and products to you. In this case it is quality, not quantity that will count.

The same goes for the number of reviews that a business has accumulated. If a company does not have any reviews at all, that may be that no one was moved enough by their services to post one. That is not necessarily a bad sign. Other companies may have 100 reviews, but they might all be vague and say, “Great” or “Good service” but nothing specific. You will want to look out for companies that have fewer reviews but say specific things about the service or product offered. Positive reviews that detail a person’s experience help you to pick the right professional and to get a better picture of what that professional can offer you.

Lastly, you should always check the company’s website before making a final decision. Reading the “About Us” statement can be helpful. By seeing how many years a company has been in business or if they have won any awards, you can make a more informed decision. Also looking for areas of specialization on websites to see if the company is the most qualified to help you. They may be extremely qualified but might not be an expert in the area that you need.

These tips will help you to find the right professional for your needs. Whether you are looking for a lawyer, doctor, mental health professional or anything in between, you will find that you’re my Professionals.com search to deliver the best results every time.

Check out www.myprofessionals.com to begin your search today!

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A Guide to Negligence at Construction Sites

April 27th, 2012

Joshua Ketover

Negligence is the failure to take reasonable or proper care of something or someone. This implies that a wrongdoer failed to foresee that their dangerous actions could cause injury to another. It is important to note that actions of negligence are not deliberate.

Ketover & Associates, LLC are experienced law professionals that have collected monetary awards from countless negligence cases for New York residents. In order for Ketover & Associates to recover an award for your personal injury case, our attorneys must illustrate that a lack of reasonable care occurred and that it was the legal cause of any injuries.

Examples of negligence cases include but are not limited to; a contractor not receiving proper scaffold to complete work at an elevated height, a landlord failing to clear snow and ice despite having ample time to do so and a driver read-ending another. All of these examples would have been the legal cause to an injury.

Thousands of construction workers are either injured or killed due to negligence at construction sites each year. Although construction companies are required to inspect work sites with safety engineers and provide safety training, construction accidents still occur.

Our attorneys will explain the entire process to you so that it is clear. From worker’s compensation to the entitlements that you may be eligible to receive, the professionals at Ketover & Associates, LLC will guide you through every step. Other benefits that you may be entitled to receive under worker’s compensation include payment of medical bills, weekly benefits for each week you cannot work, and payment for a permanent injury.

These benefits tend to be modest because they are based upon past earnings and there is no provision in worker’s compensation for pain and suffering. You are not legally permitted to sue your employer for any additional damages (such as pain and suffering) however, you may be able to sue a third party. If a third party has been involved in a construction site accident is it possible to open up a case against them. For example, if you are a carpenter working for a company you would not be permitted to sue your immediate boss but you may be able to bring a suit against the owner of the property that you were working on when the injury occurred. If a third party is found liable for your injury they would be obligated to compensate you for your pain and suffering as a result of an accident.

The Ketover & Associates, LLC legal team begins by investigating all of the parties involved in the construction site. These parties include the owners, architects, insurance companies and manufactures of the equipment used. Safety should always be the top concern. Contractors are required to provide a safe work site, which includes proper scaffolds, ladders and safety harnesses as well as proper training and coordinated safety supervision.

If any of these safety procedures were not executed and you suffered an injury as a result, call the construction accident experts at Ketover & Associates, LLC today.

Call Ketover & Associates, LLC for your free consultation at (887) 703-2000.

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TGIF Entertainment: Summer Children’s Party Fun

April 27th, 2012

My Professionals

Are you concerned with the safety of inflatables at your child’s summer birthday party? TGIF Entertainment is here to ease your safety concerns and to illustrate how their business is unlike any other!

TGIF Entertainment, one of Long Island’s top party rental services, has an extensive selection of cost effective inflatables for your upcoming summer gatherings. In addition to inflatables, TGIF Entertainment also supplies chairs, tables, tents, cotton candy machines, carnival games, flatware and china. They are truly a one stop shop for all your rental needs.

All inflatable companies should be licensed and insured. This is extremely important and you will want to check whether or not the business you are renting from is license. If they are not a legitimate business they may not supply you with the best in quality and customer care. This can mean that their inflatables are old, have not been properly repaired after a rip, or employees are not properly trained in how to operate an inflatable. TGIF Entertainment has trained professionals on staff at all times that know how to set up your rental in a safe manner and their inflatables are always maintained and cared for in order to ensure safety.

Properly manufactured inflatables should keep quality and safety in mind. Good inflatables will have a “safety ramp” for child to easily enter and exit from. Units should have commercial grade vinyl and quadruple stitching. TGIF provides a list of guidelines for behavior inside the inflatable so that children and chaperones are aware of how they should behave in order to ensure safety for everyone. Additionally, they put safety first by regulating the number of children inside the inflatable at one time.

Inflatables should always be set up by a trained professional. This is extremely important to note, as inflatables of extremely large sizes require special attention. It is imperative that the inflatable is set up properly to make sure that it does not deflate while children are inside of it. Professionals will use proper materials to secure the inflatable to the ground. TGIF makes sure that the structure is properly assembled and that power lines are out of the way so that no one can trip on them.

Safety is always TGIF Entertainment’s primary concern. There is no excuse for a lack of safety procedures, especially when there are children involved. If you are interested in renting a superior quality inflatable that comes along with superior service, call the party professionals at TGIF Entertainment at (613) 648-7643 or visit their site at http://www.tgifrentals.com/.

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Ketover & Associates, LLC: A Guide to Understanding Alimony

April 26th, 2012

Joshua Ketover

Alimony is a court-ordered payment that a spouse must pay to their former partner after a divorce. Divorces can be a difficult time for a family and securing a financial future can help maintain a sense of normalcy and standard of living after the divorce is final.

Courts stress the importance of financial independence for spouses after a divorce but they also understand that financial independence will take time and that a dependant spouse will need financial security for a period after the divorce. In order to maximize the benefits that you are entitled to and to understand exactly what happens when you are asked to pay alimony you should conduct a good amount of research.  A legal professional may be a good source of information if you still have further questions.

There are a number of factors that go into determining who will pay alimony and how much alimony is necessary and fair. The higher earning spouse will pay approximately 30-40% of the couple’s combined income to the lower earning spouse. If the higher earning spouse earns over $500,000 a year the court will take into consideration other factors to determine how much the higher earning spouse must pay in alimony. Some important factors courts will consider when dealing with issues of alimony include the length of the marriage, the standard of living upheld by the couple while married, the differences between the higher earner spouse and the lower earning spouse in terms of income and the potential earnings of either spouse.

Spouses can illustrate reasons for deviating from the standard criteria. Judges have the authority to decide the final amount of the alimony. In addition, judges use certain criteria to determine the length of the alimony payments. In addition to deciding how much a spouse should pay in alimony, courts also decide how long the alimony payments must last. This based on a variety of factors including:

  • The length of the marriage
  • Age of spouses
  • Health of spouses
  • Present and future ability to earn income for both spouses
  • Whether or not the spouse receiving alimony is able to eventually become self sufficient and independent.

Courts hope that the lesser earning spouse will find a way to get back “on his or her feet” and earn income so that one it is will be unnecessary for a higher earning spouse to pay alimony. The ability for a spouse to earn income is based on a number of factors including the potential to earn. Courts look at the level of education and job experience a lesser earning spouse has in order to determine whether or not he or she will be able to become self sufficient without the financial support of the higher earning spouse.

If you are asked to provide alimony or are requesting alimony from your spouse is it a good idea to meet with a legal professional. The attorneys at Ketover & Associates, LLC are extremely familiar with all types of family law and can help you get the results you deserve and expect. Call Ketover & Associates today for your free consultation at (877) 703-2000.

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Understanding What Happens After a DWI Arrest

April 23rd, 2012
New York Accident Lawyers

It can be extremely difficult to face DWI charges. There are many questions that need to be answered and it is vital to have the right legal representation. What will happen after you are arrested and how can I select the right attorney? These are questions that anyone facing a DWI will ask themselves after their initial arrest.

Even if you are a “first time offender” and have not been convicted of a DWI in the past you will have to appear in court. Some states have fines associated with court appearances, other have required jail time. The specific laws in each state will vary but there is one thing that will remain the same no matter where you are arrested for a DWI in the United States. If you Blood Alcohol Content (BAC) is .08 or higher you will be arrested and charged with a DWI regardless of whether or not you were able to pass the field sobriety test. A breathalyzer result of more than .08 will be enough to arrest you.

If you are arrested for a DWI you will have to appear in court. Along with this arrest and court date you may also have to pay court fees, serve jail time or have your license revoked, if applicable. Some states do not require automatic jail time for a DWI arrest and others do. The license revocation period and amount of jail time, if any, will depend on the state you are in.

In order to avoid the serious repercussions of a DWI charge it is imperative that you have a skilled attorney by your side when you appear in court. A DWI on your criminal record, especially if you have no previous charges, can prove to be a serious issue. A DWI on your record can prevent employers from viewing you as a good candidate, despite other qualifications you may have. In order to secure your livelihood after your arrest it is necessary that you select the right attorney to represent you.

You want to do a good amount of research when selecting an attorney. First and foremost you want to select an attorney that specializes in DWI cases. You do not want to pick an attorney that only handles construction accident cases or attempted murder cases.  A lawyer with a great deal of DWI case experience in your particular state will be familiar with the process and will be more qualified to defend you.

Once you have found a number of attorneys that specialize in DWI cases you want to find as much information on the firm as possible. There are a number of online data bases such as www.nylawprofessionals.com that house reviews on law firms that will make this easier. By finding testimonials and reviews on attorneys you will be able to gauge their success rate and how well they will be able to defend you. Proper research is extremely important.

Finally, if you have been convicted of a DWI it is important that you not only seek legal guidance but also the guidance of a program such as Alcoholics Anonymous if you feel as though your drinking has spiraled out of control. These programs can help avoid a future DWI arrest and save you from having to revisit the same stressful and frightening process again.

If you or someone you love has been convicted of a DWI it is imperative that you seek experienced legal counsel as soon as possible. The experts at Goldstein & Handwerker will guide you though every step of your case and work to ensure that they achieve the best possible results for you. Visit their website at http://www.arresthelp.net/ or call (212) 679-1330 today for a consultation.

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A Guide to Bankruptcy in New York State

April 20th, 2012

My Professionals

Are you faced with the difficult reality that you or your business will need to file bankruptcy? The bankruptcy process can be extremely difficult to understand and figuring out which type you qualify for is not easy. Here is a simplified guide to the types of bankruptcies and the guidelines for filing in New York State.

The difference between debtor and creditor and types of debt

Each state has a different process for filing for bankruptcy however; the definitions of each type of bankruptcy are the same throughout the United States, as per the Federal Bankruptcy Act. First and foremost, is it necessary to establish the two parties involved when a bankruptcy claim is filed. The party that is filing for bankruptcy is the “debtor” and the party that the debtor owns money to is referred to as the “creditor”.

A debtor can be an individual person or a business that is unable to pay back a creditor or a number of creditors. There are two types of debt that a debtor can have; secured and unsecured. Unsecured debts are often less complicated than secured debts. With an unsecured debt the creditor does not hold any collateral to keep if you do not pay back you debt.

The most common unsecured debt is credit card debt. Debt is considered to be secured when creditors have collateral. For example, a mortgage loan is considered to be secured debt because the lender can take your home if you fail to pay your mortgage payment. Secured debt is always first to be repaid when a person or business files for bankruptcy.

Types of Bankruptcies

Chapter 7:

Chapter 7 bankruptcy is often referred to as “liquidation bankruptcy”. Individuals, partnerships or corporations can file for this type of bankruptcy when they cannot pay off their debts. A trustee will sell all of the debtor’s assets that can be sold by law in order to pay off debts. Essentially, all of the debtor’s assets are liquidated, hence the name “liquidation bankruptcy”.  There are many exemptions that exist in the State of New York when it comes to the liquidation of assets in Chapter 7 bankruptcy. Trustees cannot sell clothing, household furnishings, a wedding ring, domestic animals worth up to $450, as well as other specific items.

Chapter 11:

This type of bankruptcy is most often filed by businesses. It is extremely complex because business owners essentially “reorganize” their debt. A debtor can continue to maintain his or her business and continue to run all operations. This also means that they can make profit and hold on to their earnings. Unlike in Chapter 7, debtors are not liquidated. Instead, a debtor creates a plan within 120 days of filing for Chapter 11 that details how they will repay their debts.

Chapter 12:

Chapter 12 bankruptcy is especially for farms and fishermen. It is structured similarly to Chapter 11, but is less complicated.

Chapter 13:

Chapter 13 bankruptcy is similar to Chapter 11 in that debtors are not liquidated of their assets. This type of bankruptcy has the structure of Chapter 11 but is designed for individuals to file. Again, debtors can retain their assets and work to create a plan that allows for the payback of debts within three to five years of filing.

Understanding New York State’s specific laws

As stated, each state has different laws pertaining to bankruptcy. In New York State there are a number of exceptions that debtors have the privilege of. New York State will protect a portion of a debtor’s assets. These protections are extended to smaller values of real estate and one vehicle valuing up to $2, 400 and a percentage of wages.

New York is not a community property state, which means you are not responsible for your spouse’s debts unless you have cosigned any type of agreement with your spouse (i.e.: a lease agreement).   If you and your spouse find that you need to declare bankruptcy in the State of New York, only one spouse will need to file.

Bankruptcy is extremely complicated and it is natural to have many questions regarding your individual case. NY Law Professionals can help you find the best bankruptcy lawyer in New York for your needs. You can search our database of law professionals specifically for bankruptcy lawyers in your area 27/7. You can also read reviews and visit the firm’s website all from one site.

To start your search for the best bankruptcy attorneys in your area and to take back control of your life, log on to www.nylawprofessionals.com or call NY Law Professionals at (866)998-7878.

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